Get Approved with one of our lenders

We regularly work with a number of banks and lenders so that our clients get the best solution for their unique financing needs. Few of them have been listed below.

Our Array of Banks & Lenders

As an independent mortgage agent, navigating the diverse landscape of lending institutions is paramount to catering to the distinctive requirements of our borrowers. With a plethora of lenders that we can access, we are able can adeptly match borrowers with the financing options that best align with their individual circumstances. Let's delve into the spectrum of mortgage lenders and what they are looking for when evaluating a mortgage application.

Lender Category	Entities	Capability (Income)	Credit (Score & Trackrecord)	Collateral (Property & Location)	Capital (Downpayment / Equity)	Character (Consistency)
A / Prime	Big 5 Banks, Non-Bank lenders, Credit Unions	Strict	Strict	Strict	Strict	Strict
B / Alternate	Some Banks, Non-Bank Lenders and Credit Unions	Flexible (within limits)	Flexible (within limits)	Strict	Strict	Flexible (within reason)
Private Lenders (Institutional)	Mortgage Investment Corporations (MIC)	Not Considered / Flexible	Flexible	Flexible (Strict on Location)	Strict	Flexible
Other Private Lenders	Private Individuals & Corporations	Flexible	Flexible	Flexible	Flexible	Flexible

Top Lenders we work with

Qualify under specific programs for Investors, New Immigrants, High Net Worth, Non-Residents, Self Employed, etc.

Scotia

Qualify under special programs for Real Estate Investors, Physicians, Dentists, High Net Worth individuals, Non-Residents, Self Employed, etc.

Equitable Bank

Programs available for Primary and Investment Properties, Self-Employed, Retired, Net Worth based lending, etc.

First National

Programs for First Time Home Buyers, Self Employed, Immigrants, Medical Professionals, Credit Challenged and Home Owners.

Let's get you started

njoseph@mortgagealliance.com

647-904-5557