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Neil Joseph
Oct 23, 20247 min read
Prime Rate drops to 5.95%: 4th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
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Neil Joseph
Mar 5, 20242 min read
Navigating Your Mortgage Renewal: Best Practices for Homeowners
Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.
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Neil Joseph
Mar 5, 20242 min read
Timing the Market: Stick with Variable Rate or Switch to Fixed Rate?
Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?
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Neil Joseph
Sep 5, 20234 min read
Navigating Mortgage Renewal: A Roadmap to Financial Prudence
A mortgage nearing maturity or renewal has long been regarded as a routine financial checkpoint but it could be different this time around.
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Neil Joseph
Oct 20, 20227 min read
Your Mortgage Playbook for 2022-23
Discover actionable steps for expertly managing your mortgage decisions in this playbook for 2022-23.
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Neil Joseph
Jun 30, 20223 min read
Is the ‘real’ amortization period of your mortgage about to cross 50 years?
Impact to Variable Rate mortgages with fixed payments in an increasing interest rate environment
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Neil Joseph
Jun 24, 20222 min read
Will your mortgage payments increase by 50%?
Will your variable rate mortgage payments increase by 50% ?
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Neil Joseph
Jun 16, 20224 min read
Worried about upcoming Mortgage Renewal?
Tips to deal with an upcoming mortgage renewal
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Neil Joseph
Jun 10, 20223 min read
Is a Variable Rate Mortgage right for you?
As we deal with the impacts of rising costs, I wanted to revisit the suitability of Variable Rate Mortgages for certain borrowers.
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