Dealing with High Interest Costs

Neil Joseph

Oct 237 min read

Prime Rate drops to 5.95%: 4th Reduction since June 2024

Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.

Neil Joseph

Mar 52 min read

Navigating Your Mortgage Renewal: Best Practices for Homeowners

Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.

Neil Joseph

Mar 52 min read

Timing the Market: Stick with Variable Rate or Switch to Fixed Rate?

Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?

Neil Joseph

Sep 5, 20234 min read

Navigating Mortgage Renewal: A Roadmap to Financial Prudence

A mortgage nearing maturity or renewal has long been regarded as a routine financial checkpoint but it could be different this time around.

Neil Joseph

Oct 20, 20227 min read

Your Mortgage Playbook for 2022-23

Discover actionable steps for expertly managing your mortgage decisions in this playbook for 2022-23.

Neil Joseph

Jun 30, 20223 min read

Is the ‘real’ amortization period of your mortgage about to cross 50 years?

Impact to Variable Rate mortgages with fixed payments in an increasing interest rate environment

Neil Joseph

Jun 24, 20222 min read

Will your mortgage payments increase by 50%?

Will your variable rate mortgage payments increase by 50% ?

Neil Joseph

Jun 16, 20224 min read

Worried about upcoming Mortgage Renewal?

Tips to deal with an upcoming mortgage renewal

Neil Joseph

Jun 10, 20223 min read

Is a Variable Rate Mortgage right for you?

As we deal with the impacts of rising costs, I wanted to revisit the suitability of Variable Rate Mortgages for certain borrowers.