Neil Joseph
Advanced Techniques: Supercharging Your Mortgage Pay Down
Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.
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Neil Joseph
Jul 222 min read
Mastering Tenant Selection: Expert Tips from An Experienced Investor
Success in real estate begins with strategic tenant selection and so here are 7 tips based on years of hands-on experience in real estate.
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Neil Joseph
Jul 224 min read
Investing in Real Estate: Financial Measures and Ratios
Assessing the performance of real estate through various financial ratios and measures is crucial to successful real estate investing.
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Neil Joseph
Jul 223 min read
Avoiding Financial Turbulence: A Guide to Cash Flow Management and Budgeting
In today's economic climate, it is even more important to manage cash flow and budget effectively for both individuals and families alike.
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Neil Joseph
Jul 225 min read
The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
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Neil Joseph
Jul 224 min read
Avoiding Buyer's Remorse: 10 Tips for Budding Real Estate Investors
We've compiled a list of best practices that real estate investors can adopt to avoid buyer's remorse after making their first purchase.
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Neil Joseph
Jul 224 min read
Navigating the Mortgage Maze: Tips for the Self-Employed
Being self-employed can bring numerous advantages, but it also presents unique financial challenges like with qualifying for a mortgage.
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Neil Joseph
Jul 172 min read
Buying a Property: HST Rebates for New Homes
Rebates are available from Federal and Ontario governments to reduce the burden of 13% HST when purchasing a new property from the builder.
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Neil Joseph
Apr 53 min read
Diverse Landscape of Mortgage lenders and Financing Options
There is a diverse landscape of mortgage lenders in Canada with diverse offerings and tailored solutions to meet the needs of homeowners.
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Neil Joseph
Mar 293 min read
Empowering Self-Employed borrowers: Maximum Mortgage at Minimum Income Tax
By leveraging bank statements instead of personal income tax returns, self -employed can get the maximum mortgage with minimum income tax.
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Neil Joseph
Mar 163 min read
Untangling the Debate: Is Your Home an Asset, a Liability, or Both?
The question of whether a home is an Asset, or a Liability has long been debated. However, the answer is not always either or!
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Neil Joseph
Mar 163 min read
Transform Your Mortgage into a Wealth-Building Tool
Loan Conversion leverages the tax-deductibility of investment loans to accelerate payoff of mortgage while building wealth at the same time.
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Neil Joseph
Mar 163 min read
The Pros and Cons of Buying a Fully Renovated Home vs. a Fixer Upper
Purchasing a fully renovated property or a fixer upper can be a dilemma for many homebuyers. Do you know the pros and cons?
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Neil Joseph
Mar 52 min read
Navigating Your Mortgage Renewal: Best Practices for Homeowners
Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.
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Neil Joseph
Mar 52 min read
Timing the Market: Stick with Variable Rate or Switch to Fixed Rate?
Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?
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Neil Joseph
Sep 5, 20234 min read
Navigating Mortgage Renewal: A Roadmap to Financial Prudence
A mortgage nearing maturity or renewal has long been regarded as a routine financial checkpoint but it could be different this time around.
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Neil Joseph
Jan 20, 20235 min read
Should you panic if thousands of pre-construction units are closing in 2023?
Panic not! Explore your options if you're a pre-construction unit buyer in 2023. Learn how to navigate the situation without panicking.
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Neil Joseph
Oct 20, 20227 min read
Your Mortgage Playbook for 2022-23
Discover actionable steps for expertly managing your mortgage decisions in this playbook for 2022-23.
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Neil Joseph
Jun 16, 20224 min read
Worried about upcoming Mortgage Renewal?
Tips to deal with an upcoming mortgage renewal
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Neil Joseph
Jun 10, 20223 min read
Is a Variable Rate Mortgage right for you?
As we deal with the impacts of rising costs, I wanted to revisit the suitability of Variable Rate Mortgages for certain borrowers.
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