top of page
Search
Neil Joseph
Mar 16, 20242 min read
Navigating Bidding War When Buying a Home
Home Buyers often find themselves caught in bidding wars wherein multiple buyers compete for the same property, driving up the prices.
9 views0 comments
Neil Joseph
Mar 16, 20243 min read
The Pros and Cons of Buying a Fully Renovated Home vs. a Fixer Upper
Purchasing a fully renovated property or a fixer upper can be a dilemma for many homebuyers. Do you know the pros and cons?
8 views0 comments
Neil Joseph
Mar 16, 20245 min read
Pros and Cons: Choosing Between New Construction Home and Rent-to-Own
Many buyers of 'New Construction' are not aware of the 'Rent-to-own' option for their home. This is a compelling option to be considered.
10 views0 comments
Neil Joseph
Mar 16, 20243 min read
Navigating the Home-buying Decision: Resale Home vs. New Construction
Are you at the grappling to decide between buying a resale home or opting for a new construction from a builder?
4 views0 comments
Neil Joseph
Mar 15, 20243 min read
Debunking Misconceptions: Understanding Reverse Mortgages
Notion of considering a reverse mortgage might trigger feelings of failure in retirees. Let's dissect this notion about reverse mortgages.
3 views0 comments
Neil Joseph
Mar 13, 20244 min read
What if Interest Rate on Reverse Mortgage Outpaces Price Appreciation Rate?
If interest rate on reverse mortgage outpaces price appreciation rate of the home, borrowers may find themselves facing some tough decisions
4 views0 comments
Neil Joseph
Mar 12, 20243 min read
Is It Wise to Have a Mortgage in Retirement?
Should you carry a mortgage into retirement years, or prioritize paying it off before retiring?
3 views0 comments
Neil Joseph
Mar 6, 20244 min read
Prime Rate at 7.20%: Staying put?
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
9 views0 comments
Neil Joseph
Mar 5, 20242 min read
Navigating Your Mortgage Renewal: Best Practices for Homeowners
Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.
12 views0 comments
Neil Joseph
Mar 5, 20242 min read
Timing the Market: Stick with Variable Rate or Switch to Fixed Rate?
Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?
21 views0 comments
Neil Joseph
Feb 28, 20243 min read
House Hacking: Is this the way to Affordable Homeownership?
In today’s era where homeownership seems like an unattainable dream for many Canadians, the concept of "house hacking" is a beacon of hope.
11 views0 comments
Neil Joseph
Feb 13, 20243 min read
Is Going Without Conditions on a Purchase Offer Worth the Risk?
When purchasing a property, the question that often arises: should you go without conditions in your offer?
7 views0 comments
Neil Joseph
Feb 12, 20244 min read
Buying a Home or Renting: Pros and Cons You Need to Know
In this blog post, we will explore the pros and cons of buying a home against renting to help you make an informed decision.
24 views0 comments
Neil Joseph
Feb 12, 20246 min read
Navigating Reverse Mortgages: A Comprehensive Guide for Canadian Seniors
In an era where financial planning is becoming increasingly complex, reverse mortgages have emerged as a viable option for Canadian seniors.
11 views0 comments
Neil Joseph
Jan 24, 20244 min read
Prime Rate at 7.20%: Remains high
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
8 views0 comments
Neil Joseph
Dec 6, 20234 min read
Prime Rate steady at 7.20%: Likely the Top
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
10 views0 comments
Neil Joseph
Oct 25, 20233 min read
Prime Rate steady at 7.20%: Is this the peak?
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
5 views0 comments
Neil Joseph
Sep 6, 20234 min read
Prime Rate steady at 7.20%: A Sigh of Relief
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
5 views0 comments
Neil Joseph
Sep 5, 20234 min read
Navigating Mortgage Renewal: A Roadmap to Financial Prudence
A mortgage nearing maturity or renewal has long been regarded as a routine financial checkpoint but it could be different this time around.
12 views0 comments
Neil Joseph
Jun 7, 20234 min read
Prime Rate has increased to 6.95%
Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.
12 views0 comments
bottom of page