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Big News for First-Time Homebuyers: 30-Year Amortization for Insured Mortgages is Here!
30-year amortizations for first-time buyers are here! See how this change impacts affordability and your path to homeownership.
Neil Joseph
Oct 15, 20242 min read


Federal Government Says “Let’s Make It Rain” with New $1.5 Million Insured Mortgage Limit!
The insured mortgage limit is now $1.5 Million! Find out how this impacts first-time buyers and what it takes to qualify.
Neil Joseph
Oct 15, 20243 min read


Advanced Techniques: Supercharging Your Mortgage Pay Down
Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.
Neil Joseph
Oct 4, 20244 min read


Insurance Essentials: What You Need to Know
Various types of insurance come into play when you buy a home, each serving a distinct role in safeguarding both property and your finances.
Neil Joseph
Oct 4, 20243 min read


Navigating Homeownership: Are you New to Canada?
People who are New to Canada may face some unique hurdles while buying a home. This blog offers a pathway to navigating this journey.
Neil Joseph
Jul 22, 20246 min read


The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
Neil Joseph
Jul 22, 20245 min read


Avoiding Buyer's Remorse: 10 Tips for Homebuyers
Many homebuyers find themselves facing buyer's remorse after buying their home. First time home buyers can follow 10 tips to stay safe.
Neil Joseph
Jul 22, 20243 min read


Buying a Property: HST Rebates for New Homes
Rebates are available from Federal and Ontario governments to reduce the burden of 13% HST when purchasing a new property from the builder.
Neil Joseph
Jul 17, 20242 min read


A Comprehensive Comparison: HELOC vs. Reverse Mortgage vs. Downsizing
Home Equity Line of Credit (HELOC), Reverse Mortgage, and Downsizing are key equity release options available to homeowners in retirement.
Neil Joseph
Apr 15, 20245 min read


Understanding the Financial Impact: Is Your Home an Asset or a Liability?
The question of whether a home is an Asset, or a Liability has long been debated. However, the answer is not always either or!
Neil Joseph
Mar 16, 20247 min read


Navigating Bidding War When Buying a Home
Home Buyers often find themselves caught in bidding wars wherein multiple buyers compete for the same property, driving up the prices.
Neil Joseph
Mar 16, 20242 min read


Buying a Home or Renting: Pros and Cons You Need to Know
In this blog post, we will explore the pros and cons of buying a home against renting to help you make an informed decision.
Neil Joseph
Feb 12, 20244 min read


Navigating Reverse Mortgages: A Comprehensive Guide for Canadian Seniors
In an era where financial planning is becoming increasingly complex, reverse mortgages have emerged as a viable option for Canadian seniors.
Neil Joseph
Feb 12, 20246 min read
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