#bankofcanada | Home 'N Mortgage

Neil Joseph

A Comprehensive Comparison: HELOC vs. Reverse Mortgage vs. Downsizing

Home Equity Line of Credit (HELOC), Reverse Mortgage, and Downsizing are key equity release options available to homeowners in retirement.

Neil Joseph

Prime Rate at 7.20%: Changing course?

Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.

Neil Joseph

Prime Rate at 7.20%: Staying put?

Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.

Neil Joseph

Timing the Market: Stick with Variable Rate or Switch to Fixed Rate?

Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?