#grossincome | Home 'N Mortgage

Neil Joseph

Oct 44 min read

Advanced Techniques: Supercharging Your Mortgage Pay Down

Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.

Neil Joseph

Mar 293 min read

Empowering Self-Employed borrowers: Maximum Mortgage at Minimum Income Tax

By leveraging bank statements instead of personal income tax returns, self -employed can get the maximum mortgage with minimum income tax.

Neil Joseph

Mar 163 min read

Transform Your Mortgage into a Wealth-Building Tool

Loan Conversion leverages the tax-deductibility of investment loans to accelerate payoff of mortgage while building wealth at the same time.

Neil Joseph

Mar 163 min read

Hidden Costs: Uncover the True Cost of your Mortgage

Canadians cannot claim tax deductions on interest paid on their home. This means that every dollar of mortgage interest is after-tax dollar.

Neil Joseph

Feb 283 min read

House Hacking: Is this the way to Affordable Homeownership?

In today’s era where homeownership seems like an unattainable dream for many Canadians, the concept of "house hacking" is a beacon of hope.