#homebuyer | Home 'N Mortgage

Neil Joseph

Exploring Downpayment Assistance programs for Homebuyers

Young Canadians desire homeownership but struggle with down payment savings. Downpayment assistance programs can make a difference!

Neil Joseph

Empowering Self-Employed borrowers: Maximum Mortgage at Minimum Income Tax

By leveraging bank statements instead of personal income tax returns, self -employed can get the maximum mortgage with minimum income tax.

Neil Joseph

Downsizing Dilemma: Investing in a Bigger Down Payment or Diversifying Proceeds?

Once you've decided to downsize, the question of what to do with the purchase arises. No Mortgage, Small Mortgage or Invest proceeds?

Neil Joseph

Understanding the Opportunity Cost of Homeownership

While homeownership comes with different advantages, it's crucial to grasp opportunity costs inherent in this decision and balance tradeoffs