Neil Joseph
Prime Rate drops to 5.95%: 4th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
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Neil Joseph
Oct 152 min read
Big News for First-Time Homebuyers: 30-Year Amortization for Insured Mortgages is Here!
30-year amortizations for first-time buyers are here! See how this change impacts affordability and your path to homeownership.
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Neil Joseph
Oct 153 min read
Federal Government Says “Let’s Make It Rain” with New $1.5 Million Insured Mortgage Limit!
The insured mortgage limit is now $1.5 Million! Find out how this impacts first-time buyers and what it takes to qualify.
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Neil Joseph
Oct 44 min read
Advanced Techniques: Supercharging Your Mortgage Pay Down
Advanced techniques associated with Loan Conversion can further accelerate your mortgage pay down and grow your investment portfolio faster.
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Neil Joseph
Oct 43 min read
Insurance Essentials: What You Need to Know
Various types of insurance come into play when you buy a home, each serving a distinct role in safeguarding both property and your finances.
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Neil Joseph
Sep 46 min read
Prime Rate drops to 6.45%: 3rd Reduction since June
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
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Neil Joseph
Jul 245 min read
Prime Rate drops to 6.70%: 2nd Reduction within 8 weeks
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
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Neil Joseph
Jul 223 min read
Planning for a Fulfilling Retirement: Checklist for last 10 years before Retirement
Retirement might appear like a distant dream but requires long term preparation. Becomes paramount in the last 10 years before retirement.
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Neil Joseph
Jul 224 min read
Buying Your Dream Home: 10 Essential Steps to Homeownership
Buying your home requires careful planning and preparation. Learn about the 10 essential steps to homeownership to make your journey smooth
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Neil Joseph
Jul 226 min read
Navigating Homeownership: Are you New to Canada?
People who are New to Canada may face some unique hurdles while buying a home. This blog offers a pathway to navigating this journey.
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Neil Joseph
Jul 224 min read
Investing in Real Estate: Financial Measures and Ratios
Assessing the performance of real estate through various financial ratios and measures is crucial to successful real estate investing.
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Neil Joseph
Jul 223 min read
Avoiding Financial Turbulence: A Guide to Cash Flow Management and Budgeting
In today's economic climate, it is even more important to manage cash flow and budget effectively for both individuals and families alike.
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Neil Joseph
Jul 223 min read
Making the Most of a Mortgage-Free Retirement
Nearing Retirement and being mortgage-free, you're standing on the threshold of a new chapter in your life, but how do you navigate further?
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Neil Joseph
Jul 225 min read
The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
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Neil Joseph
Jul 224 min read
Avoiding Buyer's Remorse: 10 Tips for Budding Real Estate Investors
We've compiled a list of best practices that real estate investors can adopt to avoid buyer's remorse after making their first purchase.
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Neil Joseph
Jul 223 min read
Avoiding Buyer's Remorse: 10 Tips for Homebuyers
Many homebuyers find themselves facing buyer's remorse after buying their home. First time home buyers can follow 10 tips to stay safe.
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Neil Joseph
Jul 223 min read
Buying a Home after Consumer Proposal or Bankruptcy
Past Bankruptcy or Consumer Proposal can make navigating the journey to homeownership even more difficult. Learn about steps you can take.
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Neil Joseph
Jul 223 min read
Navigating Retirement with a Mortgage: Financial Strategies for Peace of Mind
For many retiring in a mortgage-free home is just a dream. But, with planning and prudent financial decisions, you can still navigate it.
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Neil Joseph
Jul 222 min read
Every Penny Counts: How FHSA Can Transform Your Path to Homeownership
First Home Savings Account (FHSA) offers a host of benefits designed to make saving for your first home more accessible and rewarding.
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Neil Joseph
Jul 224 min read
Navigating the Mortgage Maze: Tips for the Self-Employed
Being self-employed can bring numerous advantages, but it also presents unique financial challenges like with qualifying for a mortgage.
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