Neil Joseph
Prime Rate drops to 6.45%: 3rd Reduction since June
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
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Neil Joseph
- Jul 24
- 5 min
Prime Rate drops to 6.70%: 2nd Reduction within 8 weeks
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
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Neil Joseph
- Jul 22
- 3 min
Planning for a Fulfilling Retirement: Checklist for last 10 years before Retirement
Retirement might appear like a distant dream but requires long term preparation. Becomes paramount in the last 10 years before retirement.
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Neil Joseph
- Jul 22
- 4 min
Buying Your Dream Home: 10 Essential Steps to Homeownership
Buying your home requires careful planning and preparation. Learn about the 10 essential steps to homeownership to make your journey smooth
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Neil Joseph
- Jul 22
- 3 min
Navigating Homeownership: Are you New to Canada?
People who are New to Canada may face some unique hurdles while buying a home. This blog offers a pathway to navigating this journey.
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Neil Joseph
- Jul 22
- 4 min
Investing in Real Estate: Financial Measures and Ratios
Assessing the performance of real estate through various financial ratios and measures is crucial to successful real estate investing.
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Neil Joseph
- Jul 22
- 3 min
Avoiding Financial Turbulence: A Guide to Cash Flow Management and Budgeting
In today's economic climate, it is even more important to manage cash flow and budget effectively for both individuals and families alike.
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Neil Joseph
- Jul 22
- 3 min
Making the Most of a Mortgage-Free Retirement
Nearing Retirement and being mortgage-free, you're standing on the threshold of a new chapter in your life, but how do you navigate further?
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Neil Joseph
- Jul 22
- 5 min
The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
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Neil Joseph
- Jul 22
- 4 min
Avoiding Buyer's Remorse: 10 Tips for Budding Real Estate Investors
We've compiled a list of best practices that real estate investors can adopt to avoid buyer's remorse after making their first purchase.
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Neil Joseph
- Jul 22
- 3 min
Avoiding Buyer's Remorse: 10 Tips for Homebuyers
Many homebuyers find themselves facing buyer's remorse after buying their home. First time home buyers can follow 10 tips to stay safe.
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Neil Joseph
- Jul 22
- 3 min
Buying a Home after Consumer Proposal or Bankruptcy
Past Bankruptcy or Consumer Proposal can make navigating the journey to homeownership even more difficult. Learn about steps you can take.
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Neil Joseph
- Jul 22
- 3 min
Navigating Retirement with a Mortgage: Financial Strategies for Peace of Mind
For many retiring in a mortgage-free home is just a dream. But, with planning and prudent financial decisions, you can still navigate it.
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Neil Joseph
- Jul 22
- 2 min
Every Penny Counts: How FHSA Can Transform Your Path to Homeownership
First Home Savings Account (FHSA) offers a host of benefits designed to make saving for your first home more accessible and rewarding.
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Neil Joseph
- Jul 22
- 4 min
Navigating the Mortgage Maze: Tips for the Self-Employed
Being self-employed can bring numerous advantages, but it also presents unique financial challenges like with qualifying for a mortgage.
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Neil Joseph
- Jul 17
- 2 min
Buying a Property: HST Rebates for New Homes
Rebates are available from Federal and Ontario governments to reduce the burden of 13% HST when purchasing a new property from the builder.
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Neil Joseph
- Jul 8
- 2 min
Unveiling the Hidden Costs of Your Mortgage: Impact of Interest Costs
Our mortgages typically span over 25 years but are divided into terms as short as 1 to 5 years. This hides the true impact of interest costs
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Neil Joseph
- Jun 5
- 4 min
Prime Rate drops to 6.95%: 1st Reduction in over 4 years
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
7 views0 comments
Neil Joseph
- Apr 15
- 5 min
A Comprehensive Comparison: HELOC vs. Reverse Mortgage vs. Downsizing
Home Equity Line of Credit (HELOC), Reverse Mortgage, and Downsizing are key equity release options available to homeowners in retirement.
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Neil Joseph
- Apr 8
- 3 min
Exploring Downpayment Assistance programs for Homebuyers
Young Canadians desire homeownership but struggle with down payment savings. Downpayment assistance programs can make a difference!
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