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Neil Joseph
Jul 22, 20245 min read
The Real Estate Investor's Dilemma: Cash Flow vs. Appreciation
Cash flow offers a steady income stream, while appreciation promises the significant wealth accumulation but can you achieve both?
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Neil Joseph
Mar 16, 20243 min read
Essential Tips for Managing Financial Strain in Retirement
For many financial strain in retirement can cast a shadow over this period of life. Some practical tips to help make a difference.
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Neil Joseph
Mar 16, 20243 min read
Transform Your Mortgage into a Wealth-Building Tool
Loan Conversion leverages the tax-deductibility of investment loans to accelerate payoff of mortgage while building wealth at the same time.
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Neil Joseph
Mar 13, 20244 min read
What if Interest Rate on Reverse Mortgage Outpaces Price Appreciation Rate?
If interest rate on reverse mortgage outpaces price appreciation rate of the home, borrowers may find themselves facing some tough decisions
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Neil Joseph
Mar 5, 20242 min read
Navigating Your Mortgage Renewal: Best Practices for Homeowners
Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.
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Neil Joseph
Feb 28, 20243 min read
House Hacking: Is this the way to Affordable Homeownership?
In today’s era where homeownership seems like an unattainable dream for many Canadians, the concept of "house hacking" is a beacon of hope.
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