For many financial strain in retirement can cast a shadow over this period of life. Some practical tips to help make a difference.

Making the decision to upgrade your home involves a careful balance of financial and non-financial considerations. Make an informed decision

Loan Conversion leverages the tax-deductibility of investment loans to accelerate payoff of mortgage while building wealth at the same time.

Canadians cannot claim tax deductions on interest paid on their home. This means that every dollar of mortgage interest is after-tax dollar.

Buying a home is a significant milestone in anyone's life but it's also a process fraught with decisions, particularly the offer price.

Home Buyers often find themselves caught in bidding wars wherein multiple buyers compete for the same property, driving up the prices.

Purchasing a fully renovated property or a fixer upper can be a dilemma for many homebuyers. Do you know the pros and cons?

Many buyers of 'New Construction' are not aware of the 'Rent-to-own' option for their home. This is a compelling option to be considered.

Are you at the grappling to decide between buying a resale home or opting for a new construction from a builder?

Notion of considering a reverse mortgage might trigger feelings of failure in retirees. Let's dissect this notion about reverse mortgages.

If interest rate on reverse mortgage outpaces price appreciation rate of the home, borrowers may find themselves facing some tough decisions

Should you carry a mortgage into retirement years, or prioritize paying it off before retiring?

Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.

Mortgage Renewal is an opportunity to restructure your mortgage without penalty but also has potential long term financial implications.

Should you continue to stick with Variable Rate in a hopes of a rate cut in near future or Switch to Fixed Rate?

In today’s era where homeownership seems like an unattainable dream for many Canadians, the concept of "house hacking" is a beacon of hope.

When purchasing a property, the question that often arises: should you go without conditions in your offer?

In this blog post, we will explore the pros and cons of buying a home against renting to help you make an informed decision.

In an era where financial planning is becoming increasingly complex, reverse mortgages have emerged as a viable option for Canadian seniors.

Insights on Canadian mortgage rates (Fixed & Variable) in sync with Bank of Canada's policy rate decisions, shaping Prime Rate dynamics.