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BoC Keeps Prime Rate at 4.95%—Smart Mortgage Moves to Make Now (June 2025)
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jun 45 min read
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BoC Pauses Rate Cuts: Prime Rate Steady at 4.95% in April 2025
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 167 min read
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Penalty on breaking a Fixed-Rate Mortgage: The Costly Truth
Thinking of breaking your fixed-rate mortgage? It could cost you tens of thousands in penalties—especially if you're with a big bank. Learn
Neil Joseph
Apr 56 min read
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Prime Rate drops to 4.95%: 7th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Mar 127 min read
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Prime Rate drops to 5.20%: 6th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jan 295 min read
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Prime Rate drops to 5.45%: 5th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Dec 11, 20246 min read
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Prime Rate drops to 5.95%: 4th Reduction since June 2024
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Oct 23, 20247 min read
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Prime Rate drops to 6.45%: 3rd Reduction since June
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Sep 4, 20246 min read
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Prime Rate drops to 6.70%: 2nd Reduction within 8 weeks
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jul 24, 20245 min read
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Avoiding Buyer's Remorse: 10 Tips for Homebuyers
Many homebuyers find themselves facing buyer's remorse after buying their home. First time home buyers can follow 10 tips to stay safe.
Neil Joseph
Jul 22, 20243 min read
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Prime Rate drops to 6.95%: 1st Reduction in over 4 years
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Jun 5, 20244 min read
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Prime Rate at 7.20%: Changing course?
Insights on Mortgage rates (Fixed & Variable) in sync with latest Bank of Canada's policy rate decision, shaping Prime Rate dynamics.
Neil Joseph
Apr 10, 20244 min read
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Your Mortgage Playbook for 2022-23
Discover actionable steps for expertly managing your mortgage decisions in this playbook for 2022-23.
Neil Joseph
Oct 20, 20227 min read
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Worried about upcoming Mortgage Renewal?
Tips to deal with an upcoming mortgage renewal
Neil Joseph
Jun 16, 20224 min read
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Is a Variable Rate Mortgage right for you?
As we deal with the impacts of rising costs, I wanted to revisit the suitability of Variable Rate Mortgages for certain borrowers.
Neil Joseph
Jun 10, 20224 min read
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